Luis Chaves, ChFC®️, CPFA®️

LPL Financial Advisor

Born and raised in Colombia, the loss of his family’s coffee farm taught him at a young age the importance to diversify and have a plan when it comes to managing finances.

As a financial advisor at Pangea Financial Group, he works closely with individuals who desire a clear, comprehensive financial plan, as well as business owners who are in need of financial strategies for business succession, continuation, and compensation packages.

“My goal is to provide families and business owners with assistance in achieving financial freedom. I want to become a lifetime resource for each and every client.”

Luis studied at Gainesville  College (now the University of North Georgia) and the University of Georgia Terry College of Business where he earned his Bachelors of Business Administration in Management. After settling in his finance career and committing to making a difference in clients’ lives, he furthered his education and expertise at the American College of Financial Services. With over 15 years of experience as a financial advisor, he excels at holistic financial planning that covers every potential risk, allowing individuals and business owners to achieve true financial freedom.

Pangea’s Holistic Financial Services

Financial Planning:

A sound financial plan addresses numerous what-if’s to ensure you feel secure no matter what. Your custom financial plan can cover any of the following:

  • Insurance Analysis
  • Investment Management
  • Consulting Strategies
  • Tax Planning
  • Retirement Planning

Employee Benefits*:

We help employers create attractive benefits packages, which can consist of any of the following:

  • Medical, Dental, Vision
  • Disability and Medical Gap
  • Group Life Insurance
  • Pangea HR Suite (Powered by Mineral)
  • Non-Insured Benefits
  • Retirement Planning
  • Wellness Programs
  • Telemedicine
  • Employee Assistance Programs

We also assist business owners with protecting one of their greatest assets: their company. We do so by implementing strategies relating to:

  • Business Insurance Planning
  • Buy/Sell Agreement
  • Key Person
  • Business Continuity

Securities and advisory services offered through LPL Financial, a Registered Investment Advisor, Member FINRA/SIPC. For hyperlinks to FINRA and SIPC, please refer to ‘See contact info’ above. Third party posts found on this profile do not reflect the views of LPL Financial and have not been reviewed by LPL Financial as to accuracy or completeness. For a list of states in which we are registered to do business, please visit

Toll Free: 800-681-1591 Ext 701
Direct: 305-615-1014

Securities and advisory services offered through LPL Financial, a Registered Investment Advisor, Member FINRA/SIPC. The LPL Financial registered representative(s) associated with this website may discuss and/or transact business only with residents of the states in which they are properly registered or licensed. No offers may be made or accepted from any resident of any other state.

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Pangea Financial Group

Our financial advisors provide employee benefits plans, insurance analysis, financial planning, investment management, and financial consulting.


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