Pangea Plans
Pangea Analysis
For many, simply getting started with how to sort through finances is the most difficult part of a sound financial plan. Many individuals simply don’t believe they have enough money to justify working with a financial planner, especially since financial advisors typically require a minimum net worth or income to get the most out of a partnership. The unfortunate reality of this is that, if you wait until you are in your 30’s or 40’s when you have “enough money”, it might be too late to achieve your life goals–most of which require timely financial planning.
What is the Pangea Analysis?
Our Pangea Analysis serves as a needs analysis or a report card–an easy, entry-level tool we utilize to understand your foundational needs regardless of your income. With our Pangea Analysis, you will no longer need to wait and suffer the opportunity costs of not being aware of your finances early in life.
Income Assessment
Any financial plan will change based on your income at any given time, especially since the more money you make, the more carefully you need to organize where it goes. The first step in completing your Pangea Analysis is to assess your current income level. We may take into account both pre-tax and after-tax income depending on your goals.
Goal Setting
Once we understand your monthly and yearly income, we will talk about your goals. This is the most crucial step in any financial plan so as to ensure we can make your money work in your favor.
We will outline all of your major life, including (but certainly not limited to):
- The age at which you retire and the type of lifestyle you want to enjoy by then
- What age you would like to own a home
- Whether you want to get married and have kids
- Whether you would like to go to graduate school in the future
- If you would like to start a college fund for your future children
Our Pangea Analysis is Your First Step to Financial Freedom
Our Pangea Analysis serves two purposes. One, to determine where your money should go each month. Two, to determine if you can achieve your goals with your current efforts. As the first step to increased financial freedom and financial empowerment, the Pangea Analysis tool will provide you with insight into how your financial standing today can impact your future goals. The earlier you know your finances, the earlier you can begin making wise financial decisions. You no longer have to wait until you make “enough money” to start living a fruitful life.
All investing involves risk including loss of principal. No strategy assures success or protects against loss.
Pangea Financial Group is Your Financial Advisor for Life
Headquartered in Texas and Florida and serving clients nationwide, we exist to help you better plan your finances. If you’d like to feel more financially free, please contact us. We would be more than happy to help you get started!
